Thailand

But asset quality pressures will persist.

Total assets grew a measly 1.4% in September.

But NPLs are unlikely to escalate.

But loan demand is unlikely to accelerate.

It fell to as low as 3% recently.

Back in 2012, Thailand's Electronic Transactions Commission issued regulations that mandated domestic processing of domestic debit card transactions with debit cards issued in Thailand. It granted a grace period of one year for service providers to meet the new requirements.

It slipped 4% to ~USD1.2bn in 2Q16.

KrungThai Bank's non-performing assets could reach as much as US$1bn in 2H16.

NPLs had risen to 3.6% in 1H16.

Investment gains also declined 97%.

It may prove disruptive to banks.

The bank's NPLs fell by 22bps in 1Q16.

Kasikorn Bank will bear the brunt of the impact.

It has also opened its first branch in Vietnam.

It's eyeing HNWIs and entrepreneurs.

It’s the first Myanmar bank to have an international office.