, China

ABC establishes farming credit policy system

Agricultural Bank of China issued the Construction Plan on the 'Sannong' or farmers-agriculture-countryside credit policy system.

 

ABC seeks to further optimize its 'Sannong' and County Area credit business, and continuously improve its 'Sannong' banking services. The Plan sets forth the guiding ideology and basic principle for the development of ABC’s 'Sannong' credit policy system, prescribes its basic framework and main content, and puts forward the long-term and short-term objectives of as well as supportive and guarantee measures for 'Sannong' credit policy system. The issuance of the Plan signifies that ABC has fully accelerated its development of a relatively independent 'Sannong' credit policy system.

The Plan also sets forth that, as an integral part of ABC's credit policy system, 'Sannong' credit policy system should be developed in line with the overall risk preference of ABC.  In combination with regulatory requirements and credit business development of the Farmers Banking Department, the system should further emphasize the diversity, flexibility and pertinence of 'Sannong' credit policies.

Meanwhile, through establishing and improving industry credit policies and regional credit policies for 'Sannong', ABC should gradually build up credit access standards and management requirements consistent with ‘Sannong’ banking services, and unify business development and risk control, thus facilitating sound and rapid development of 'Sannong' credit business.

The Plan points out by the end of 2012, ABC should establish a 'Sannong' credit system directed by annual credit policies, based on agro-related credit policies and with a focus on diversified regional credit policies.

Pembekuan pendanaan menghantam penyedia layanan BNPL

Investor semakin sedikit mengalirkan dana ke penyedia layanan BNPL yang sudah menghadapi keuntungan margin yang tipis.

HSBC: Aliansi bank-fintech merupakan win-win

Pemberi pinjaman dapat belajar dari teknologi disruptif sambil membantu mereka mematuhi regulasi.

Tokenisasi aset perdagangan untuk menjembatani kesenjangan pembiayaan

Teknologi blockchain dapat mendesentralisasikan operasi keuangan dan mempermudah akses kredit.

BCA menjalankan komitmen terhadap keuangan berkelanjutan

Bank asal Indonesia ini mempertimbangkan aspek lingkungan dan tata kelola dalam keputusan pemberian pinjaman.

Mengapa UNOBank mendorong embedded finance tumbuh di Filipina

Bagi UNOBank, banking interface terpadu adalah strategi pertumbuhan sekaligus upaya inklusi keuangan.

OCBC mencoba mengurangi kesenjangan manfaat bagi agen properti di Singapura

Produk terbarunya menawarkan manfaat finansial di bidang perbankan, asuransi, dan perdagangan.

Upaya Malaysia menjadi anggota BRICS untuk mendorong perombakan sistem perbankan

Namun, tantangan muncul ketika menjauh dari ketergantungan pada AS dan SWIFT.

Platform pembayaran PingPong memperoleh lisensi PJP di Indonesia

PingPong mengincar ekspansi ke pasar ekspor senilai $320 miliar di negara tersebut.

Merger dan penutupan mengancam 3.800 bank di area pedesaan Cina

Sekitar 70 bank di area tersebut telah merger sejak 2023.