, China

ICBC "Merchant Friend Loan" Helps Small Merchants Grow Their Business

In an effort to help small business owners in various merchandise marts access bank loans, ICBC has recently launched the "Merchant Friend Loan".

 

ICBC "Merchant Friend Loan" highlights "apply once, revolving use of loan limit" on account of the actual need of small merchants who want to draw loan anytime, repay and apply for loan easily.

"Merchant Friend Loan" offers all the benefits under one roof. ICBC grants credit once which can be used revolvingly, borrowers draw loan themselves by bank card or via Personal Internet Banking, procedures and formalities are simple and highly efficient. Anytime merchants can repay loans in advance via Internet Banking depending on the use of loan amount in order to reduce borrowing cost. Different guarantee options are also available for merchants to relieve the bottleneck of getting guarantee for "Merchant Friend Loan", which can be guaranteed under real estate in other city, by natural persons, joint-guaranteed by merchants, by management party of the merchandise mart or by professional guarantee companies.

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